Nkɔsoɔ Pensions & Welfare Scheme
This is our premier retirement solution, specifically designed to cater to members in the informal sector who are affiliated with social and industrial groups. This includes associations, family groups, welfare groups, religious organizations, networks, partnerships, clubs, and more.
Cedi A Day Pension Scheme
The Cedi A Day Pension Scheme is a tailored personal pension solutions crafted for individuals operating within the informal sector. Our objective is to address the unique retirement requirements of everyday workers, ensuring a secure future.
IPTC Provident Fund Scheme
This a voluntary contributory plan aiming to strengthen company employees' retirement savings. By participating in this plan, individuals can accumulate an additional lump sum to supplement their mandatory pension, ensuring a more secure and comfortable retirement.
Nkɔsoɔ Pensions & Welfare Scheme
This is our premier retirement solution, specifically designed to cater to members in the informal sector who are affiliated with social and industrial groups. This includes associations, family groups, welfare groups, religious organizations, networks, partnerships, clubs, and more.
Benefits
- Welfare: Members can access funds to address social needs when required.
- Retirement & Pension: Eligible members receive benefits upon retirement, death, or total and permanent disability.
- Annuity: This benefit ensures a steady income stream for members once they reach retirement age.
- Funeral Insurance Cover: In the unfortunate event of a member's passing, this insurance policy guarantees a predetermined amount to cover related funeral expenses.
Cedi a day Pension Scheme
The Cedi A Day Pension Scheme is a tailored personal pension solutions crafted for individuals operating within the informal sector. Our objective is to address the unique retirement requirements of everyday workers, ensuring a secure future.
Benefits
- Retirement & Pension: Accessible after a member retires, dies, or experiences permanent and total disability.
- Annuity: Upon retirement, a steady income is assured through this benefit.
- Funeral Insurance Cover: In the unfortunate event of a contributor's passing, this insurance policy guarantees a predetermined amount to cover associated funeral expenses.
IPTC PROVIDENT FUND SCHEME
IPTC's Provident Fund Scheme is designed to secure the financial future of employees, offering a structured savings scheme that provides a safety net for retirement and critical life events.
Fund Offers :
- Retirement Security: The IPTC Provident Fund ensures retirement security by allowing employees to save a portion of their salary during their working years, providing a stable source of income after retirement.
- Voluntary Contributions: Flexibility is a primary feature of our Provident Fund, enabling employees to make voluntary contributions in a way that suits them. They can contribute a percentage of their salary or a fixed amount, giving them control over their financial future.
- Investment and Growth:The funds accumulated within the IPTC Provident Fund are prudently invested in a diverse range of financial instruments. This strategic approach aims to optimize growth over time, ultimately maximizing the fund's value and ensuring enhanced benefits for contributors upon retirement.
- Employer Involvement: Employers are crucial in supporting the IPTC Provident Fund by deducting the agreed-upon contributions from employees' salaries and, in some cases, matching those contributions to boost the fund's growth.
- Investment and Growth: The IPTC Provident Fund carefully invests the accumulated funds in a variety of financial instruments to maximize growth and increase the fund's value, ultimately providing greater benefits to contributors in their retirement years.
- Withdrawal: The Provident Fund is accessible for employees at retirement age or during specific situations like disability, severe illness, or emigration, offering a lump sum payment to provide financial stability in times of need.
- Tax Exemption: Enjoy peace of mind as your contributions become entirely tax-free after ten years.
- Regulation and Oversight: IPTC's Provident Fund is rigorously regulated and overseen by government bodies to ensure compliance, transparency, and responsible fund management, which is vital for upholding the fund's integrity and building trust among contributors.